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 Rates near historic lows!
Home Loan Experts are available now! Call 210-396-0183 to get your mortgage rate
Take advantage of our competitive refinance rates. It's the right time for you to consider: |
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10 Minutes Is All It Takes
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Refinance with confidence at the Rankin Group a name you trust.
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Our goal is to exceed your expectations throughout the home buying experience, even when it comes to financing.
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This is what we can help you with:
- Lower you Payment Let us show you ways to cut your mortgage payment.
- Consolidate your Debt Pay off your high-interest debt with the right mortgage.
- Get Cash from your home Use the equity in your home to your advantage.
- Keep your payment from rising Lock in your mortgage rate and payment.
- Get cash from your investment property
- You're a first-time home buyer Learn everything you need to know about your first home.
- You're moving and will be buying a home. Get approved before you start house hunting!
- You're buying a vacation home Very low down payment requirements.
- You're a real estate investor Choose from several loans for your investment property.
Mortgage Loan Checklist
Before you apply, it's a good idea to gather personal, financial, and property information. When you are ready to apply, help us with the processor mortage checklist by providing the following application and property information:
Application information (for all applicants)
- Home address(es) for the previous two years
- Your Social Security number(s)
- Employment information for the previous two years including employer name, address and phone number
- Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement and any other source of ongoing income
- Liquid assets including bank name, account type, balance, and source of down payment
- Other assets including the value of bonds, stocks, life insurance, retirement funds, automobiles, etc.
- Liabilities including creditor names and outstanding balances for all debts including notes payable, 401(k) loans, life insurance loans, stock pledges, alimony, child support, co-sign loans, credit union loans, and other liabilities
- Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues
- Copy of Driver's License
- Copy of Social Security Card
Property information
- Purchase contract
- Planned Unit Development (PUD), condominium or co-op
- Name of development or project
- Phone number of the homeowner's association (if available)
- New construction:
- Year land or lot was acquired
- Original cost of land/lot
- Amount of liens
- Estimated cost of construction
- Refinance loans:
- Year property was acquired
- Original cost of the home
- Cost of improvements
- Amount of liens
- Description of improvements
HELPFUL LINKS
HUD Housing Information
The Department of Veteran Affairs VA information website
Refinance your investment property to maximize your investment.
Use a variety of simple calculators to help you figure out your monthly mortgage payment, how much house you can afford, and much more.
Getting prequalified for a home loan is an essential first step in the buying process. Find out exactly how much home you can afford basstronger bargaining position with the seller once you find the home you want.ed on your income, debt, and other factors. It can also help you lock in a good interest rate and it puts you in a stronger bargaining position with the seller once you find the home you want.
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